Best Online Loans in Kenya

Compare the best options on the market and choose the one which best adapts to your day-to-day needs.

Further Below: Our Guide To Online Loans in Kenya, Everything you need to know.

Our Rating: 9.5/10

  • Available to active account holders with Equity bank
  • Fast online loan that’s accessible from wherever you are
  • Gives up to KSH 3 million without any paperwork
  • Interest rates of 13%
  • Additional 1% of loan amount appraisal fee
  • Repayment term of up to 6 months


Our Rating: 9.2/10

  • Loan provided by NIC bank
  • Available to active NIC bank account holders
  • Has a mobile app that’s usable from wherever you are
  • Gives a minimum loan of KSH 1,000
  • 13.5% interest on all loans
  • All loans repayable after one month

NIC Now Loan

Our Rating: 8.9/10

  • Gives personal loans of up to KSH 3 million 
  • Also gives KSH 100,000 overdraft without paperwork
  • Given to NCBA account holders
  • Interest rates of 13% 
  • Flexible payment terms

NCBA Loop Loan

Loan Apps in Kenya, All You Need To Know:

Visit our general loans in Kenya ranking & guide.

About this page, our methodology

What this page is for: We marshal up all the information you need to know, including the best available offers in the market at the moment and the key considerations you need to make before signing up for an option.

Source: the information regarding loans in Kenya has been drawn from the Kenyan Law (2012) reference portals among other reliable sources.

Methodology: The data relating to the conditions of these products (amount, term, interest, etc.) have been obtained through online research and consultation of the official statistics of the aforementioned reference sources.

About Us: FUNDGECKO is an online comparator specialized in personal finance and home economics products. Besides comparing the different options in the market, our team comes in handy to help you end up with a loan that best addressed your needs and their peculiarities

Note: this website is deliberately meant to offer free services to the user as FUNDGECKO obtains its income from advertising and its featured products.

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