Payday Loans in Germany

Compare the best options on the market and choose the one which best adapts to your day-to-day needs.

Further Below: Our Guide To Payday Loans in Germany, Everything you need to know.

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✔️ From 300€ to 50000€
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Best German Loan Provider Overall

✔️ From 300€ to 1500€ (More is possible)
✔️ Available for almost any purpose
✔️ Great for its flexibility
✔️ Fast process, money in 1-2 days
✔️ Website in german, but with english support


Payday Loans in Germany, All You Need To Know:

Compare the best payday loans online for free and in just 5 minutes. At FUNDGECKO we show you the small print of all the loans on the market, we explain what you should know before using them and how to get the best offer.

Also read: The Best Loans in Germany

Welcome to German Payday Loans

Payday loans are getting more and more popular in Germany and all of Europe for that matter. With the financial crisis and the relatively high interest rates of banks these days, payday loans seem like a great alternative. This article will give you a better idea of what payday loans in Germany are like, what they can be used for, and whether or not they make sense financially.

What is a payday loan?

A payday loan is a type of emergency loan that you can take out when you need money now. The interest rate for these loans can be as high as 400%. That means that if your payday is one week from today, the cost to repay the loan has already increased by 40%. This type of loan usually ranges from $100-$1500 and is due back to the lender on your next pay day.

How do I qualify for a payday loan?

You need to be 18 years of age or older and have a regular source of income. You also can’t be bankrupt or in foreclosure, and you must have a valid checking account.

How does the entire process work?

Our payday loans are available with an installment plan. You can repay them in installments in various ways, including with your next paycheck or by using a credit card. We also have the option of taking out a bank loan so you will have to pay interest on it.

How long will it take to receive my funds?

It can take as little as one business day for funds to transfer from the lender to the borrower. This means that, if you have a loan approved today, you could have money in your account by tomorrow morning.

What documents do I need to provide proof of income and residency in Germany?

In the German-speaking world, there are many documents that prove your income and residency. The following list will provide a general overview:
-A proof of residence
-A proof of membership in a public health insurance fund
-An employment contract
-An employment confirmation from the previous employer
-A rent contract for a property showing that you have been living there for at least six months

Where can I find a list of all online lenders in Germany that offer loans without requiring a credit score evaluation?

You can find a list of all online lenders in Germany that offer loans without requiring a credit score evaluation here:


I was able to find the loan that I needed with help from German Payday Loans. They were happy to provide me with a one-time service and were very understanding of my needs.

About this page, our methodology

What this page is for: our goal is to help you get the best financing for your needs. Therefore, here we explain you what credits with personal guarantee are, how you can compare them to know which one suits you and which offers are the most attractive right now.

Source: the information regarding the main characteristics of personal loans and their current regulation comes from recent law on consumer credit contracts among other reference portals.

Methodology: the data relating to the conditions of these products (amount, term, interest, etc.) have been obtained through online research and consultation of the official statistics of the aforementioned reference sources.

About FUNDGECKO: we are an online comparator specialized in personal finance and home economics products. Here you can, in addition to comparing the conditions of all offers, find quality information that will help you identify the personal loans that best suit your needs.

Note: the services we offer are totally free for the user, as FUNDGECKO obtains its income from advertising and its featured products.

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